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Financing Your Procedures Nayak Plastic Surgery

We understand that paying for all of your different aesthetic procedures can have you wondering how to approach your spending. Our goal is to make it simple to manage your beauty budget. At Nayak Plastic Surgery in St. Louis, you have plenty of options from which to choose. We offer financing options and accept various payment methods so you can select what works best for you.


Would you rather pay $2,500 today or $100 in monthly increments? If you picked the latter, then PatientFi may be the financing solution for you. PatientFi is a monthly payment plan that breaks down bigger medical expenses into smaller chunks, giving you the flexibility to pay over time. Use it for any aesthetic service of your choosing!

Interest rates start as low as 6.99 percent. PatientFi also allows you to take advantage of zero-interest financing if you pay your balance in full by the end of the promotional term. Apply from any smart device, choose your plan, and start using your digital credit line instantly. You can even calculate your payments ahead of time to see what’s possible. Best of all, your credit score won’t take a hit since PatientFi only runs a soft credit check.

Patient Fi


CareCredit is a credit card specifically for out-of-pocket medical expenses not traditionally covered by insurance. Applying is fast and easy. Most patients receive same-day approval, allowing immediate access to financing they might not otherwise have on hand.

If approved, you’ll be able to use your CareCredit funds right away, freeing up your financial future so you can keep paying for all the things you love with less worry. All you need to do is make regular monthly payments to remain in good standing.

CareCredit boasts competitive interest rates starting as low as 14.90 percent, depending on your creditworthiness. Special promotional deals are available, including zero interest for making on-time minimum monthly payments as long as you pay the total balance by the end of the promotional term. Finally, there is no annual fee to worry about.

You can use your CareCredit card at over 250,000 health and wellness providers, including veterinary offices! Apply online or call 1-800-677-0718 to get started. You can also apply in our office and use your account immediately if approved.

How are these options different from a credit card?

Unlike a credit card that can be lost or stolen, PatientFi is totally digital. There’s no plastic or paperwork to deal with. Just make easy, affordable monthly payments until you’ve paid what you owe. When it comes to CareCredit, it works just like the other credit cards in your wallet. CareCredit allows you to spend up to your credit limit, and you’ll need to make monthly minimum payments. The only difference is you can only swipe your card at enrolled healthcare providers for co-pays and covered services; you can’t use CareCredit at grocery stores or other places you typically incur daily expenses.

Other Methods of Payment

We give you financing choices at checkout to make paying for cosmetic services a breeze. All major credit cards are accepted. Our contactless payment system features tap-to-pay technology, making your checkout experience fast, easy, and secure.

For surgical procedures, we can also accept checks, cashier’s checks, money orders, and wire transfers. Please note these options are not available when paying for non-surgical services such as injectables, laser treatments, CoolSculpting, Thermiva, or skincare products.

Let Us Help You Achieve Your Goals

Allow us to assist you in beginning your aesthetic transformation. Call Nayak Plastic Surgery today at (314) 991-LIFT to learn about your financing options.

Your plastic surgery story will change your life forever. At Nayak Plastic Surgery, we make sure that change is for the better. We invite you to call for a private consultation. We’ll show you how easy it is to create a more beautiful you.

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